Open an account in minutes, earn rates you can read at a glance, and talk to a real person whenever you need one.
Your deposits and personal details are protected around the clock.
No teaser periods and no fine-print surprises. These are the rates our members earn and pay right now.
| High-yield savings Our top rate, with no minimum balance | 3.75%APY* |
|---|---|
| 18-month certificate Lock in a fixed rate | 3.65%APY* |
| Credit cards Low rates for everyday spending | 4.00%APR* |
| Standard loans Personal, auto and home | 15.49%APR* |
*APY is the annual percentage yield and APR is the annual percentage rate. Rates may change. Terms and conditions apply.
Compounded yearly at our 3.75% savings rate, compared with an account paying 0.50%.
For illustration only. Assumes no deposits or withdrawals and a rate that stays the same.
From your first account to your retirement plan, we keep things simple and explain every fee before you commit.
Everyday accounts with no minimum balance and a savings rate that rewards you for staying.
Choose a card that fits how you spend, with a low rate and clear statements.
Borrow for the big moments with repayment plans that are easy to understand.
Accounts, payments and financing that grow alongside your company.
Plan your investments and retirement income with guidance from our advisers.
Check balances, move money and pay bills securely from your phone or computer.
Apply online from anywhere. There is nothing to print and no appointment to book.
Complete a short application with your name, contact details and the account you want.
Confirm who you are securely so we can protect your account from the first day.
Add your first deposit, log in, and start saving, spending and paying.
For a limited time, open any new account online or at one of our branches and we will add $200 to help you get started.
*Offer for a limited time. Terms and conditions apply.
"The team answered quickly and my payout arrived faster than I expected."
"Fair rates and straight answers. It is the easiest bank I have worked with."
"I do everything from the app, and when I call, someone actually helps."
Join today and see how straightforward banking can be.
Mon–Fri: 9am–5pm
Sat: 9am–1pm
Sun: Closed
Available 24/7
Call: 1-800-BANKING
International: +1-555-0123
We reply within 24 hours
support@sterlinghorizonbk.com
123 Banking Street
Financial District
New York, NY 10001
